First-time home buyers earning a low to moderate income can use this program to help with down payment and closing costs. The program provides up to $20,000 in the form of a no-interest loan.
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The Mortgage Credit Certificate (MCC) Program PRODUCT MATRIX: 2017 Features: Eligible first time homebuyers who receive the Mortgage Credit Certificate (MCC) can claim an annual tax credit of up to 50% of the mortgage interest they’ve paid for the applicable tax year up to $2,000, depending on the loan amount.
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2019 First Time Home Buyer Programs as of January 20, 2019 Compare the top down payment assistance programs and first time home buyer programs available in Florida. We offer this information free to you as a service to our local community.
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Florida First Time Home Buyer Tax Credits. The Mortgage Credit Certification (MCC) tax credit provides you an opportunity to reduce your tax bill, as well as enhance your home loan application by reducing your debt-to-income ratios. How this works, is you can deduct up to $2,000 off your federal tax bill each year.
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The Florida Housing Finance Corp. manages first-time homebuyer programs in the state. The agency dates back to 35 years of working with Florida’s government officials to provide local residents financial assistance to afford their new home.
Qualified first-time homebuyers can claim 50 percent of their paid mortgage interest, with a cap of $2,000, in the form of a tax credit each year they live in their home.
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