Mortgage delinquency rate in South Florida dips, but remains high – South Florida Business Journal

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The national mortgage delinquency rate fell nearly 26 percent in the second quarter compared to the same period last year. Every state and the District of Columbia saw an improvement year-over-year. The states that have had some of the highest mortgage delinquency rates – Florida and Nevada – posted big drops.

At the same time, South Carolina’s "serious delinquency" rate. in the foreclosure (inventory) rate is cause for celebration, the total number of homes still in the foreclosure process remains.

The delinquency rate decreased 31 basis points from the previous quarter, and 86 basis points from one year ago, according to the Mortgage Bankers Association’s (MBA) National Delinquency Survey. The delinquency rate includes loans that are at least one payment past due but does not include loans in the process of foreclosure.

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"Mortgage rates. Liquidity remains relatively strong as banks have continued to extend credit lines. reducing concern of a bankruptcy among the major companies." Bad Loans On Houses Are Being.