Featured Job: Don’t Worry, Be Happy, Be a Loan Officer (In 3 Easy Steps) – Rate Zip

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And, while the monthly payments are somewhat higher than a 30-year loan, the interest rate on the 15-year mortgage is usually a little lower, and more important – you’ll pay less than half the total interest cost of the traditional 30-year mortgage. However, if you can’t afford the higher monthly payment of a 15-year mortgage don’t feel alone.

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The possible disadvantages associated with a 15-year fixed rate mortgage are: The monthly payments for this type of loan are roughly 10 percent to 15 percent higher per month than the payment for a 30-year. Because you’ll pay less total interest on the 15-year fixed rate mortgage, you won’t have the maximum mortgage interest tax deduction possible.

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Featured Job: Don’t Worry, Be Happy, Be a Loan Officer (In 3 Easy Steps) Written by Kathleen Heck on April 4, 2015. So you want to be a loan officer? Congratulations! Forbes and other magazines and news publications recently quoted a CareerBliss study that reported being a Loan Officer was the third ‘happiest’ job to have in 2015!

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We really don’t know where to begin to thank Eric and his team at InterLinc Mortgage. What they did for us was just short of a miracle. I know that can sound a little exaggerated, but it’s true. Eric had to work very hard on our account. We originally went to a bank to get our home loan and were told we were approved and to start looking into.