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And, while the monthly payments are somewhat higher than a 30-year loan, the interest rate on the 15-year mortgage is usually a little lower, and more important – you’ll pay less than half the total interest cost of the traditional 30-year mortgage. However, if you can’t afford the higher monthly payment of a 15-year mortgage don’t feel alone.
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The possible disadvantages associated with a 15-year fixed rate mortgage are: The monthly payments for this type of loan are roughly 10 percent to 15 percent higher per month than the payment for a 30-year. Because you’ll pay less total interest on the 15-year fixed rate mortgage, you won’t have the maximum mortgage interest tax deduction possible.
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Featured Job: Don’t Worry, Be Happy, Be a Loan Officer (In 3 Easy Steps) Written by Kathleen Heck on April 4, 2015. So you want to be a loan officer? Congratulations! Forbes and other magazines and news publications recently quoted a CareerBliss study that reported being a Loan Officer was the third ‘happiest’ job to have in 2015!
We really don’t know where to begin to thank Eric and his team at InterLinc Mortgage. What they did for us was just short of a miracle. I know that can sound a little exaggerated, but it’s true. Eric had to work very hard on our account. We originally went to a bank to get our home loan and were told we were approved and to start looking into.