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It’s a home loan requirement. If you take out a mortgage to buy a home. flood, and fire. It’s a smart idea if you’re renting your home out to strangers. The situations covered by your insurance.
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Loyalty Discount: The borrower will be eligible for a 0.25 percentage point interest rate reduction on their loan if the borrower has a qualifying account in existence with us at the time the borrower has submitted a completed application authorizing us to review their credit request for the loan. The following are qualifying accounts: any.
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Buying a home is expected to be easier in 2015, thanks to some new mortgage guidelines that are making the rounds. Lower down payment requirements from Fannie Mae and Freddie Mac and mortgage insurance premium cuts on FHA loans should open the door for more first-time buyers but there are some borrowers who may still face obstacles in getting a home loan.